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	<title>Comments for Drywall Contactor</title>
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	<link>http://drywall-contractor.com</link>
	<description>All Things Drywall Contactor</description>
	<lastBuildDate>Sat, 12 Dec 2009 06:40:17 +0000</lastBuildDate>
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		<title>Comment on How do i fight with an insurance company and win? by Roll Off Fairfax VA</title>
		<link>http://drywall-contractor.com/how-do-i-fight-with-an-insurance-company-and-win/comment-page-1/#comment-3213</link>
		<dc:creator>Roll Off Fairfax VA</dc:creator>
		<pubDate>Sat, 12 Dec 2009 06:40:17 +0000</pubDate>
		<guid isPermaLink="false">http://drywall-contractor.com/how-do-i-fight-with-an-insurance-company-and-win/#comment-3213</guid>
		<description>I would suggest from my own similar experience, that you contact the office of the attorney general of your state. they&#039;ll assign a mediator to investigate your case. They helped me get $2600 back that my insurance company denied to pay and I paid to avoid collection. But at the end I got reimbursed the $2600 by the efforts of the attorney general office. They are useful in cases of health care billing problems. Best of all, you pay nothing. You already pay taxes. I hope this helps</description>
		<content:encoded><![CDATA[<p>I would suggest from my own similar experience, that you contact the office of the attorney general of your state. they&#8217;ll assign a mediator to investigate your case. They helped me get $2600 back that my insurance company denied to pay and I paid to avoid collection. But at the end I got reimbursed the $2600 by the efforts of the attorney general office. They are useful in cases of health care billing problems. Best of all, you pay nothing. You already pay taxes. I hope this helps</p>
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		<title>Comment on What is a polite way to keep people from sleeping in your dumpster? by Contractor Insurance Marketing</title>
		<link>http://drywall-contractor.com/what-is-a-polite-way-to-keep-people-from-sleeping-in-your-dumpster/comment-page-1/#comment-2424</link>
		<dc:creator>Contractor Insurance Marketing</dc:creator>
		<pubDate>Wed, 09 Dec 2009 21:58:24 +0000</pubDate>
		<guid isPermaLink="false">http://drywall-contractor.com/what-is-a-polite-way-to-keep-people-from-sleeping-in-your-dumpster/#comment-2424</guid>
		<description>Rats.  A couple of big ones.</description>
		<content:encoded><![CDATA[<p>Rats.  A couple of big ones.</p>
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		<title>Comment on How do i fight with an insurance company and win? by Roll Off Seattle</title>
		<link>http://drywall-contractor.com/how-do-i-fight-with-an-insurance-company-and-win/comment-page-1/#comment-3212</link>
		<dc:creator>Roll Off Seattle</dc:creator>
		<pubDate>Tue, 08 Dec 2009 19:54:31 +0000</pubDate>
		<guid isPermaLink="false">http://drywall-contractor.com/how-do-i-fight-with-an-insurance-company-and-win/#comment-3212</guid>
		<description>It&#039;s most likely the hospital...especially if they have an out of state billing company doing their billing.  They ***** up all the time.

You are entitled to a copy of the billing; you should request it in writing and should send it certified mail.  Also, get the phone # of the billing company, the hospital should give that to you.</description>
		<content:encoded><![CDATA[<p>It&#8217;s most likely the hospital&#8230;especially if they have an out of state billing company doing their billing.  They ***** up all the time.</p>
<p>You are entitled to a copy of the billing; you should request it in writing and should send it certified mail.  Also, get the phone # of the billing company, the hospital should give that to you.</p>
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		<title>Comment on How do i fight with an insurance company and win? by Contractor Insurance Boulder CO</title>
		<link>http://drywall-contractor.com/how-do-i-fight-with-an-insurance-company-and-win/comment-page-1/#comment-3211</link>
		<dc:creator>Contractor Insurance Boulder CO</dc:creator>
		<pubDate>Tue, 08 Dec 2009 17:50:17 +0000</pubDate>
		<guid isPermaLink="false">http://drywall-contractor.com/how-do-i-fight-with-an-insurance-company-and-win/#comment-3211</guid>
		<description>Riiight... This sounds like a really disorganized hospital billing office. If your insurance company received a bill, and denied it, you and the hospital would have received an EOB in writing, from your insurer. Since this document doesn&#039;t seem to exist, I&#039;d say the hospital has either 1, not sent a bill to your insurance. or 2.Sent a bill, with inaccurate information. (ie, the insurance company couldn&#039;t identify you with the information listed on the claim.) I think a lawyer in this instance is overkill, and would be a waste of your money. 

I think the previous suggestion of using your insurance company&#039;s website is a good idea.... 

Or, call the hospital... again... and speak with a manager... Or, call your insurer, and beg them to help.... Depends on your carrier, but most will have someone available to help... OR, if your insurance is through your job, some companies offer a point of contact for specific insurance issues. See if one exists for you. 

What does the statement look like the hospital is sending you? If it has a brief description of the services, and charge amounts, the insurance company may be able to process a claim with that info... (Depends on the type of contract they have with the hospital) Not all that likely, but possible. 

Maybe try a written complaint to the insurance company and the hospital, sent certified mail to both... anything in the mail sounds like taking the long way. 

Good luck!</description>
		<content:encoded><![CDATA[<p>Riiight&#8230; This sounds like a really disorganized hospital billing office. If your insurance company received a bill, and denied it, you and the hospital would have received an EOB in writing, from your insurer. Since this document doesn&#8217;t seem to exist, I&#8217;d say the hospital has either 1, not sent a bill to your insurance. or 2.Sent a bill, with inaccurate information. (ie, the insurance company couldn&#8217;t identify you with the information listed on the claim.) I think a lawyer in this instance is overkill, and would be a waste of your money. </p>
<p>I think the previous suggestion of using your insurance company&#8217;s website is a good idea&#8230;. </p>
<p>Or, call the hospital&#8230; again&#8230; and speak with a manager&#8230; Or, call your insurer, and beg them to help&#8230;. Depends on your carrier, but most will have someone available to help&#8230; OR, if your insurance is through your job, some companies offer a point of contact for specific insurance issues. See if one exists for you. </p>
<p>What does the statement look like the hospital is sending you? If it has a brief description of the services, and charge amounts, the insurance company may be able to process a claim with that info&#8230; (Depends on the type of contract they have with the hospital) Not all that likely, but possible. </p>
<p>Maybe try a written complaint to the insurance company and the hospital, sent certified mail to both&#8230; anything in the mail sounds like taking the long way. </p>
<p>Good luck!</p>
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		<title>Comment on What is a polite way to keep people from sleeping in your dumpster? by Roll Off Detroit</title>
		<link>http://drywall-contractor.com/what-is-a-polite-way-to-keep-people-from-sleeping-in-your-dumpster/comment-page-1/#comment-2423</link>
		<dc:creator>Roll Off Detroit</dc:creator>
		<pubDate>Tue, 08 Dec 2009 07:20:05 +0000</pubDate>
		<guid isPermaLink="false">http://drywall-contractor.com/what-is-a-polite-way-to-keep-people-from-sleeping-in-your-dumpster/#comment-2423</guid>
		<description>Inform the police to have him escorted away.  You will get your message through and the police department will be aware of the problem and will probably check the dumpsters every once and a while.</description>
		<content:encoded><![CDATA[<p>Inform the police to have him escorted away.  You will get your message through and the police department will be aware of the problem and will probably check the dumpsters every once and a while.</p>
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		<title>Comment on What is the best health insurance and life insurance policies? by Contractor Insurance Central NJ</title>
		<link>http://drywall-contractor.com/what-is-the-best-health-insurance-and-life-insurance-policies/comment-page-1/#comment-3313</link>
		<dc:creator>Contractor Insurance Central NJ</dc:creator>
		<pubDate>Mon, 07 Dec 2009 12:55:42 +0000</pubDate>
		<guid isPermaLink="false">http://drywall-contractor.com/what-is-the-best-health-insurance-and-life-insurance-policies/#comment-3313</guid>
		<description>Check out this site, if you want to find the best or the cheapest health insurance just in one minute,


Here you can get free quotes from different health insurance companies in your area, its the best way to find an afforable health insurance with a reliable company.

Best Wishes,</description>
		<content:encoded><![CDATA[<p>Check out this site, if you want to find the best or the cheapest health insurance just in one minute,</p>
<p>Here you can get free quotes from different health insurance companies in your area, its the best way to find an afforable health insurance with a reliable company.</p>
<p>Best Wishes,</p>
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		<title>Comment on What insurance agency has the cheapest rates for full coverage car insurance? by Roll Off Louisville</title>
		<link>http://drywall-contractor.com/what-insurance-agency-has-the-cheapest-rates-for-full-coverage-car-insurance/comment-page-1/#comment-3281</link>
		<dc:creator>Roll Off Louisville</dc:creator>
		<pubDate>Mon, 07 Dec 2009 10:51:05 +0000</pubDate>
		<guid isPermaLink="false">http://drywall-contractor.com/what-insurance-agency-has-the-cheapest-rates-for-full-coverage-car-insurance/#comment-3281</guid>
		<description>I was able to save money through a free on-line quoting service at 
They had several links. All I did was fill out their quote request and received back a lot better rates then what I was paying.
I would suggest you try more than one quote before you settle with anyone, the service is free and there&#039;s no obligation so you might as well try it.
Here&#039;s some others from my bookmarks:</description>
		<content:encoded><![CDATA[<p>I was able to save money through a free on-line quoting service at<br />
They had several links. All I did was fill out their quote request and received back a lot better rates then what I was paying.<br />
I would suggest you try more than one quote before you settle with anyone, the service is free and there&#8217;s no obligation so you might as well try it.<br />
Here&#8217;s some others from my bookmarks:</p>
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		<title>Comment on What is a polite way to keep people from sleeping in your dumpster? by Contractor Workers Comp Insurance Southern NJ</title>
		<link>http://drywall-contractor.com/what-is-a-polite-way-to-keep-people-from-sleeping-in-your-dumpster/comment-page-1/#comment-2422</link>
		<dc:creator>Contractor Workers Comp Insurance Southern NJ</dc:creator>
		<pubDate>Sun, 06 Dec 2009 21:03:47 +0000</pubDate>
		<guid isPermaLink="false">http://drywall-contractor.com/what-is-a-polite-way-to-keep-people-from-sleeping-in-your-dumpster/#comment-2422</guid>
		<description>Contact a local church or homeless shelter FIRST to find out if they can take in or help these people. Then, gently introduce them to each other....let the homeless shelter take it from there. Arrange the time for them to meet at the same time these folks show up each day to take residence in your dumpsters.That way, you won&#039;t have any guilt about throwing someone out on the street completely, and you will probably be allowing them an opportunity to better their situations through organizations who already know how to deal with such problems. You are to be commmended for your concern for them....most people would just call the police and have them hauled off for vagrancy....you seem to really care about them. Congrats on being one of the few who do these days!

If you just cannot find any church or other agency in your area who will take the time to meet these people, I would suggest the Salvation Army or any organization you can find on the Net who deal one on one with the homeless. I know from experience in my own hometown, the Salvation Army at LEAST allows them to sleep overnight, have a meal and a shower, before putting them back on the street during the day. A rough deal for everyone....and seeing more and more more if it everyday. Some churches may not want their members exposed to these people without some type of protection there with them, like a policeman.....others are more flexible.....just depends on the organization you find, and what their own rules are concerning handling situations like this. Most ministers are protective of their flock and would not want to put their members into ANY type of situation that could be any form of danger or threat to them.
So, using the professional organizations would probably be best.</description>
		<content:encoded><![CDATA[<p>Contact a local church or homeless shelter FIRST to find out if they can take in or help these people. Then, gently introduce them to each other&#8230;.let the homeless shelter take it from there. Arrange the time for them to meet at the same time these folks show up each day to take residence in your dumpsters.That way, you won&#8217;t have any guilt about throwing someone out on the street completely, and you will probably be allowing them an opportunity to better their situations through organizations who already know how to deal with such problems. You are to be commmended for your concern for them&#8230;.most people would just call the police and have them hauled off for vagrancy&#8230;.you seem to really care about them. Congrats on being one of the few who do these days!</p>
<p>If you just cannot find any church or other agency in your area who will take the time to meet these people, I would suggest the Salvation Army or any organization you can find on the Net who deal one on one with the homeless. I know from experience in my own hometown, the Salvation Army at LEAST allows them to sleep overnight, have a meal and a shower, before putting them back on the street during the day. A rough deal for everyone&#8230;.and seeing more and more more if it everyday. Some churches may not want their members exposed to these people without some type of protection there with them, like a policeman&#8230;..others are more flexible&#8230;..just depends on the organization you find, and what their own rules are concerning handling situations like this. Most ministers are protective of their flock and would not want to put their members into ANY type of situation that could be any form of danger or threat to them.<br />
So, using the professional organizations would probably be best.</p>
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		<title>Comment on How do i fight with an insurance company and win? by Roll Off New RiverValley</title>
		<link>http://drywall-contractor.com/how-do-i-fight-with-an-insurance-company-and-win/comment-page-1/#comment-3210</link>
		<dc:creator>Roll Off New RiverValley</dc:creator>
		<pubDate>Sun, 06 Dec 2009 16:21:00 +0000</pubDate>
		<guid isPermaLink="false">http://drywall-contractor.com/how-do-i-fight-with-an-insurance-company-and-win/#comment-3210</guid>
		<description>At this point, you&#039;ve done everything you can. As long as you document EVERYTHING, there&#039;s not a lot the hospital can do to you. Here&#039;s what I would do next:(just to doubly cover your ****!)  send the hospital a certified letter in writing to the billing person there (or whomever you&#039;ve spoken to there asking for copies of the bill) requiring whomever gets the letter to sign for it. In the letter ask them to fax you the denial and the bill as proof within 5 business days of receiving the letter. Tell them if they refuse to comply with your request, legal action will be taken. (Keep a copy of the letter and the certified receipt.)  I would then consult a lawyer if they don&#039;t respond - since your beef isn&#039;t really with your insurance - it&#039;s the hospital.   

At this stage, since you&#039;ve contacted the insurance and the hospital, it&#039;s the hospital&#039;s burden of proof to prove to you that they&#039;ve been denied payment.</description>
		<content:encoded><![CDATA[<p>At this point, you&#8217;ve done everything you can. As long as you document EVERYTHING, there&#8217;s not a lot the hospital can do to you. Here&#8217;s what I would do next:(just to doubly cover your ****!)  send the hospital a certified letter in writing to the billing person there (or whomever you&#8217;ve spoken to there asking for copies of the bill) requiring whomever gets the letter to sign for it. In the letter ask them to fax you the denial and the bill as proof within 5 business days of receiving the letter. Tell them if they refuse to comply with your request, legal action will be taken. (Keep a copy of the letter and the certified receipt.)  I would then consult a lawyer if they don&#8217;t respond &#8211; since your beef isn&#8217;t really with your insurance &#8211; it&#8217;s the hospital.   </p>
<p>At this stage, since you&#8217;ve contacted the insurance and the hospital, it&#8217;s the hospital&#8217;s burden of proof to prove to you that they&#8217;ve been denied payment.</p>
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		<title>Comment on What is the best health insurance and life insurance policies? by Roll Off Syracuse</title>
		<link>http://drywall-contractor.com/what-is-the-best-health-insurance-and-life-insurance-policies/comment-page-1/#comment-3312</link>
		<dc:creator>Roll Off Syracuse</dc:creator>
		<pubDate>Sun, 06 Dec 2009 06:49:56 +0000</pubDate>
		<guid isPermaLink="false">http://drywall-contractor.com/what-is-the-best-health-insurance-and-life-insurance-policies/#comment-3312</guid>
		<description>You can visit or call them at 877-442-5878.  They will provide quotes from A-rated insurance carriers for both life and health insurance.  Term Life Insurance is cheaper than Whole Life...obviously because it can run out.  I&#039;d suggest getting quotes from the company above for all your insurance needs.</description>
		<content:encoded><![CDATA[<p>You can visit or call them at 877-442-5878.  They will provide quotes from A-rated insurance carriers for both life and health insurance.  Term Life Insurance is cheaper than Whole Life&#8230;obviously because it can run out.  I&#8217;d suggest getting quotes from the company above for all your insurance needs.</p>
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