Posts Tagged ‘Extra’

Why is home insurance limited to each and every different type of disaster?

Thursday, November 26th, 2009
Craptacular Wonderment asked:


The home is either livable or NOT livable…it matters NOT what disaster ruined the home..

Why then is it that you have to pay extra for each different type of circumstance? An accident is an accident…. a disaster is a disaster… the home can only be burned, flooded, distroyed by earthquake / tornado / hurricaine ONCE.. why pay for all the different ways insurance-wise?

How covered is covered? And WHY !!!! Why?? Is it if you Never have any type of claim you aren’t refunded some of that money you spend year after year after year?

Again, once you’ve paid in insurance the amount of the home value.. what difference does it make if you replaced the home ‘money-wise’ already in insurance premiums? Why not spend those premiums on a second home instead?

Just shooting in the dark here of the many complaints I have heard ranted from my elders recently.. their solutions were hysterical.. I’d love to hear more solutions.

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Posted in Maintenance Repairs | 1 Comment »

Can I reimburse myself health insurance costs from my company?

Friday, November 6th, 2009
Jackie S asked:


We used to have individual health insurance, and I would pay for it out of my own company (an S Corp). When we got insurance through my husband’s employer, I stopped reimbursing myself.
He is paid for by the company, and then it costs extra to add myself and our child.

I was just going to deduct health insurance premiums on our Sch A, but we don’t have enough other medical expenses to meet the limit.

Is it ligit to go ahead and reimburse myself the amount that it cost for the health insurance? Then it would be a business expense. Thanks.

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Posted in United States | 2 Comments »

Are ceiling joists spaced 32 on center too far apart to hang drywall?

Sunday, August 23rd, 2009
hiiamwill asked:


The joists in our bonus room are 32 on center apart. I am worried that there may be issues with the drywall sagging in the middle in the future. Is 32 on center too far apart? If so will I need to add in extra joints to hang the drywall?

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Posted in Do It Yourself (DIY) | 9 Comments »

Worried that contractor will not repair?

Sunday, April 27th, 2008
Melm asked:


I am worried that the contractor I hired to do home repairs will not repair damage caused during his repairs. Example: The storm dorm used to shut (it was tight before) but now it won’t shut. Also, drywall was removed with the cabinet sink when he took it out and he didn’t fix the wall before he put the sink back in and now there is a seam of holes all around it. Also, holes around new light fixture where the old light fixture was before. Surely they will fix these things right???
No I haven’t paid them in full. I paid half before starting and will pay the rest when I am satisfied that they are finished. I guess I’m afraid he is going to say that will cost extra for extra labor although to me you should expect things like that to happen when you are taking stuff out and putting it back and should repair it as you go along. Am I way off in my thinking or what? Example: when you tear off baseboards sometimes you are going to make holes, correct?

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Posted in Maintenance Repairs | 6 Comments »